HOW MUCH DOES IT COST PER MONTH TO KEEP YOU HEALTHY?

CASH FOR HEALTH ORGANIZATION

PAY-FOR-PERFORMANCE PREVENTION MANAGEMENT 

$200 (min.) - $500 (max.) PER MONTH FOR ANYONE TO ENROLL        


CASH FOR HEALTH MANAGES ALL YOUR HEALTH MAINTENANCE COSTS WITH YOUR H2O DEBIT CARD AND YOU WIN CASH POINTS BACK BASED ON YOUR HEALTH PERFORMANCE! 

THE PROBLEM

Car insurance companies do not cover oil changes and routine maintenance for your car.  So why does combining insurance for routine health maintenance + catastrophic illness make financial sense? You or your insurance company cannot predict a heart attack with any accuracy the same way you cannot predict a hurricane's path.  We chase health solutions often after it's too late to solve affordably.  You can however prepare for health rather than illness. Health insurance companies do not provide "insurance".  They provide administrative services as third party billers. They do not provide personalized pro-active health maintenance plans designed for disease prevention and long-term wellness.  And with high deductibles we are left to fend for ourselves to navigate a myriad of health choices with no guidance for your individual needs.  

CASH FOR HEALTH IS THE SOLUTION
People love to win!  The dynamic CASH FOR HEALTH system is centered on empowering CASH FOR HEALTH members to reduce health risk and win cash for health improvement and maintenance. The CASH FOR HEALTH solution to smart health care is to test before, not after, you are sick.  CASH FOR HEALTH starts with a health plan based on facts.  Your facts.  If the test determines a specific health issue, or if you have a wellness goal, CASH FOR HEALTH designs a plan to solve the problem.  We take the guesswork out of health care. We simply reallocate the money you pay out now (perhaps as your "deductible") to cover a combination of health related services designed especially for you to achieve optimum health.  CASH FOR HEALTH is able to provide maximum value and best prices of services for our individual members working together with vendors as a cooperative group.   We transfer your monthly CASH FOR HEALTH payment onto your CASH FOR HEALTH member card (works like a debit card) that you use to redeem day-to-day health related services according to your plan; for medication, yoga, chiropractor visits, vitamins, CASH FOR HEALTH health coach visits, etc.  CASH FOR HEALTH membership also allows you to apply for catastrophic health insurance that makes sense.  Based on your assessed health risk level determined by CASH FOR HEALTH tests, you can select insurance based on a dollar figure to cover potential hospital visits or for chronic care. Chronic care CASH FOR HEALTH members are managed by a team specifically engaged in care to reduce risk for hospitalization and to manage costs cooperatively to be affordable for the long-term and to reverse disease.  

    

THE CASH FOR HEALTH SOLUTION: GET THE FACTS FIRST

To enroll in CASH FOR HEALTH, each applicant's premium will be calculated based on your individual health scores from a diagnostic blood test that will assess your current health status and your annual cost allowance for health maintenance and improvement (if needed).  Depending on your personal health score your monthly premium will cost between $200  and capped at $500, even for those with chronic health conditions.  Your monthly premium includes coverage for specific health services you will need on a daily basis, all redeemable with your CASH FOR HEALTH membership card.


WIN CASH FOR HEALTH CASH PERFORMANCE POINTS!
Similar to the American Express point system, as your health scores improve you win cash points back on your CASH FOR HEALTH member card that you can use to pay for any health related service such as gym memberships, yoga classes, food and supplements at participating stores, elective medical or spa treatments, payment towards catastrophic coverage, or for credit back toward your CASH FOR HEALTH monthly premium payment.


CATASTROPHIC INSURANCE

Based on real data from the annual blood test, CASH FOR HEALTH will make a risk recommendation and each member can opt-in to purchase annual catastrophic insurance based on a dollar amount.  Some people do not need $1 million in coverage yet current health insurance plans automatically assign this coverage to healthy people who overpay.  With CASH FOR HEALTH plans can be purchased to cover specific incidents; to cover $100,000 per year (one week in hospital) to $1 million per year (cancer care).   At the end of the year when claims are not made, a portion of your premiums can be rolled over into your CASH FOR HEALTH membership account as cash points which can be used to buy catastrophic insurance for the next year.  Chronic illness cases (extreme) will be eligible for government financial assistance and subsidies under CASH FOR HEALTH management.  CASH FOR HEALTH's job is to reduce catastrophic risk and bring members back into good health status.

THE ROSETO COMMUNITY MODEL

CASH FOR HEALTH's strategy for inspiring sustainable health performance is centered on community.  CASH FOR HEALTH's model is based on the successful micro-lending programs developed by Nobel Prize winner Mohammed Yunus, where borrowers are required to meet weekly with other borrowers to discuss common business problems and collectively develop solutions.   

In a similar social structure, CASH FOR HEALTH members with common interests will meet monthly in social groups (Circles) to share experiences, successes, and advice.  This peer support led by CASH FOR HEALTH coaches is the glue to the success of the CASH FOR HEALTH system.  Even those struggling with health issues can live long active lives as long as they are supported in a positive way.  CASH FOR HEALTH believes community is the cornerstone for long term health.    

In his book Outliers, Malcolm Gladwell wrote about a small town in Pennsylvania called Roseto, settled by first generation Italians.  Virtually no one there under 55 died of a heart attack, or showed any signs of heart disease.  It's wasn't due to their diet. The Pennsylvanian Rosetans were cooking with lard, instead of the much healthier olive oil they used back in Italy.  In fact 41 percent of their calories came from fat!  They did not get up at dawn to do yoga and run a brisk six miles. They smoked heavily, and many were struggling with obesity.  If it wasn't diet and exercise, then what about genetics?  No, not that either.  They tracked down their relatives who lived in other parts of the United States to see if they shared the same remarkable good health.  They didn't.  In Roseto there was no suicide, no alcoholism, no drug addiction, and very little crime. They didn't have anyone on welfare. These people were dying of old age. That's it.

Rosetans visited one another, stopping to chat in Italian on the street, or cooking for one another in their backyards. They had extended family clans that underlay the town’s social structure. Many homes had three generations living under one roof, and grandparents commanded much respect. They went to mass at Our Lady of Mount Carmel and saw the unifying and calming effect of the church. They counted twenty-two separate civic organizations in a town of just under two thousand people. There was a particular egalitarian ethos (all created equal) of the community, which discouraged flaunting success and instead teach and mentor to help the unsuccessful rise beyond their failures.  They supported one another to achieve their best.   

In today's accelerated environment, our bodies experience diverse levels of stress we were not originally designed for. Today we all need support to release toxins from pollution, preservatives in food, aches and pains from daily physical wear and tear, and emotional stress from long days at work and at home raising our families.  Our cells are designed to move around the body to transport important hormones, nutrients and oxygen that allows your body to function at it's best.  But stress on all these levels, physical, mental and emotional, inflames the cells and causes blockages to the system which creates disease. CASH FOR HEALTH Member Circles are designed to relieve stress on the body through talking and listening, connecting with other members and learning from their experiences, and collectively supporting each other.